Thursday, July 26, 2012

Obama pledges to tackle gun violence after Colorado killing

NEW ORLEANS (Reuters) - President Barack Obama pledged on Wednesday to work with leaders of all political stripes to "arrive at a consensus" on how to reduce gun violence across the United States after the Colorado shootings highlighted the issue in an election year.

Closing out a multiday trip that began in Aurora, Colorado, where he met with families and victims of the movie theater massacre there, Obama told a mostly African-American audience that such tragedies are replayed on a smaller scale in cities throughout the country on a daily basis.

"Every day and a half the number of young people we lose to violence is about the same as the number of people we lost in that movie theater," Obama said in remarks to the National Urban League, a group that works to promote civil rights and economic improvement for African-Americans.

"I'm going to continue to work with members of both parties and with religious groups and with civic organizations to arrive at a consensus around violence reduction."

Discussing or even touching on the issue of gun control during an election year is risky, and Obama has been careful to avoid making proposals that could offend gun owners and rally his Republican opponents.

The president made a point of emphasizing his support for the U.S. Constitution's Second Amendment, which covers the right to bear arms.

"We recognize the traditions of gun ownership that passed on from generation to generation, that hunting and shooting are part of a cherished national heritage," Obama said.

"But I also believe that a lot of gun owners would agree that AK-47s belong in the hands of soldiers, not in the hands of criminals. That they belong on the battlefield of war, not on the streets of our cities."

Obama did not make any new proposals on gun control in his remarks, though he said background checks for people seeking to buy firearms were more thorough since he took office.

Republican Mitt Romney, Obama's opponent in the November 6 election, said earlier this week that additional laws would not have stopped the massacre in Colorado. The former governor of Massachusetts has backed gun control measures in the past.

POLITICAL APPETITE

Twelve people were killed and 58 wounded after a shooter opened fire at a screening of the latest Batman movie in the Denver suburb of Aurora last week.

That was not the first major massacre to happen while Obama was in office, nor was it the first event to prompt a discussion about the issue of guns in America. The assassination attempt on then-congresswoman Gabrielle Giffords in January 2011, in which six people were killed and 14 wounded, also sparked a debate over how to reduce violence.

Obama noted that the political appetite to tackle the issue was low and that initiatives to address it were often stymied.

"Too often those efforts are defeated by politics and by lobbying and eventually by the pull of our collective attention elsewhere," he said.

"Other steps to reduce violence have been met with opposition in Congress. This has been true for some time, particularly when it touches on the issue of guns."

The president has little political incentive to take on the issue of guns more directly. He is trying to shore up support among white, working-class men in political battleground states such as Virginia, where a robust message on gun control would not be likely to help him politically.

His message was well received by the mostly African-American audience in New Orleans, however, and Obama's visit was meant to court that group ahead of the election, too.

The National Urban League released a report recently that said although blacks voted overwhelmingly for Obama in 2008, if the number of African-American voters drops even 5 percentage points this year, it could tip the outcome in some vital states.

Coinciding with his speech, the White House said Obama will sign an executive order on Thursday aimed at helping prepare African-Americans better for high school graduation and college.

The executive order will create a presidential advisory committee and a federal inter-agency working group to help the initiative succeed, the White House said.

(Writing by Jeff Mason; Editing by Lisa Shumaker)

Source: http://news.yahoo.com/obama-pledges-tackle-gun-violence-colorado-killing-014346334.html

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Houlihan Lokey Enhances Consumer and Retail Coverage In EMEA ...

Houlihan Lokey has announced that Magnus Scaddan has joined its London office as a Managing Director and Head of Consumer & Retail, EMEA.

Scaddan reports jointly to Jay Novak, Managing Director and Head of the Consumer, Food & Retail Group and Stephen Winningham, Managing Director and Co-Head of Corporate Finance, Europe.

Scaddan has almost 20 years investment banking experience, and was most recently at Nomura (formerly Lehman Brothers), where he was a managing director and co-head of consumer and retail investment banking, EMEA. In this role he focused primarily on the food, beverage, household and personal care sectors. He will focus on the same industry verticals at Houlihan Lokey.

'We are pleased to welcome Magnus to the firm', said Novak. 'His proven track record in working with mid- and large-cap clients across a broad range of consumer segments will play an important part in developing our coverage across Europe, as well as helping to strengthen our overall global offering', he added.

'Magnus is ideally positioned to lead our Consumer & Retail coverage in the region, given his deep industry knowledge and strong relationships with both corporates and financial sponsors who are active in these sectors', said Winningham. 'He is the latest senior level addition to our Corporate Finance team in Europe, and we look forward to his contribution to growing our business'.

Scaddan said, 'I am delighted to be joining Houlihan Lokey at a time of exciting growth in its franchise in Europe. It is a firm that is well positioned to succeed in the changing investment banking environment that we are seeing in this region. I look forward to building the firm?s consumer and retail business across Europe and working with our offices in the U.S. and Asia to further enhance our cross-border coverage capabilities'.

Prior to joining Nomura? /Lehman Brothers, Scaddan was a managing director and head of consumer investment banking, EMEA at HSBC in London. Before this, he was a director in the consumer/retail banking investment banking group at Credit Suisse in London. He started his career at Wasserstein Perella in New York.

Scaddan holds a B.Sc. in geography from the University of Exeter.

Source: http://hereisthecity.com/2012/07/24/houlihan-lokey-enhances-consumer-and-retail-coverage-in-emea-reg/

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Tuesday, July 24, 2012

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India tax change to hit Indonesia’s refined palm oil exports

INDONESIA, the world?s largest producer of edible palm oil, is likely to suffer a drop in exports after its top buyer India has effectively doubled the import duty on the refined product. India, which imports more than half of its annual vegetable oil consumption of about 16m tonnes, ended...

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City Council President Bill Bishop says it's time to vote gay rights bill up or down

City Council President Bill Bishop says it's time to vote Jacksonville gay rights bill up or down

The budget hearings set to start in August are like a storm on the horizon for Jacksonville City Council members.

Before it hits, council President Bill Bishop wants to clear the decks of two other big votes ? a bill that would add gays to the city?s human rights ordinance and a bill creating a downtown investment authority.

The anti-discrimination bill has generated thousands of emails, letters and phone calls to council members since it was introduced in May. Bishop said one way or the other, it?s time to decide before the budget takes priority.

?Vote it up or down,? Bishop told council members. ?We?ve got a lot of things to deal with, and that is one that would be nice to not have on our plate for very much longer.?

But council committees didn?t vote last week to move either the gay rights or the downtown investment authority bills forward for a full council vote Tuesday. That means the earliest the council could vote is Aug. 14, unless Bishop pulls them out of committee and onto the council floor for a vote, as he has the power to do.

The council?s ability to finalize action on those bills will foreshadow its capacity to grapple with Mayor Alvin Brown?s proposed budget, which already has come under sharp criticism by Sheriff John Rutherford for cuts to his department.

Finance Committee Chairman John Crescimbeni said he agrees with Bishop?s game plan.

?The budget process is going to be very cumbersome this year,? he said. ?We?re going to spend so much time on the budget that we?re going to need to get the other items wrapped up before we launch that.?

The council took its traditional two-week summer break the first half of July, so last week was the first time Bishop and his new roster of committees were in action.

Three of the council?s black members ? Warren Jones, Denise Lee and Reginald Brown ? did not attend the meetings, continuing their protest of the racial makeup of the rules and finance committees.

Bishop appointed one black council member to the rules committee and one black member to the finance committee. Jones said that is token representation. He wants Bishop to add another black council member to each committee, expanding the size of each to eight members.

?I hope that there will be some type of resolution,? Jones said.

Bishop was out of town late last week and not available for comment on what he will do in response.

His direction for the council to move forward pending legislation did not result in any immediate breakthroughs. There was no discussion, much less votes, by committees on the human rights legislation.

Rules Committee Chairman Clay Yarborough said with the new committees in action for the first time and council members just coming off summer break and, chairmen opted to wait until the next round of meetings Aug. 6-7.

?As far as a timeline for that, it just depends on how the discussions go,? Yarborough said. ?The last time it was brought up before the recess, there was a lot of discussion and it kept getting deferred. I?m not sure when that will come to finality. I definitely agree that if we have that going on during the budget, that can serve to be a distraction from the budget.?

He said there is a ?high likelihood? legislation for a downtown investment authority can be ready for a council vote Aug. 14.

Don Shea, executive director of the Jacksonville Civic Council, said he was ?mildly disappointed? that committees didn?t vote last week on creating a downtown authority.

?On the other hand, I saw an awful lot of effort there,? he said.

Shea has worked with the mayor?s office for passage of the bill and said he?s confident it will just take one more meeting of the joint committee to finish.

He said he agrees with Bishop that council should take its stand one way or another on the human rights ordinance bill. Shea supports it.

?My gut instinct is we?ve probably public-hearinged it to death,? he said, ?and it?s time to put it to a vote.?

david.bauerlein@jacksonville.com, (904) 359-4581

Source: http://feeds.jacksonville.com/~r/JacksonvillecomsNewsSportsAndEntertainment/~3/jkYlZgYj27A/city-council-president-bill-bishop-says-its-time-vote-gay-rights-bill-or

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Kitty Wells is the US Billboard Queen of... | Gather

Kitty Wells is the 3rd country music artist to receive the grammy lifetime achievement awards for her performance and influence on female artist of her genre. ..

Her achievements was very interesting, impressive, wonderful, beautiful . .. i generally can't find the words to describe her contribution and not only her but the whole country music industry artist who took the step forward . .. at least to express how they feel, what's on their mind. .. sharing, ideas ... through music (in a way that is). .. this is a tribute page to this wonderful artist . .. read more . ..

Please provide details below to help Gather review this content. If it is found to be inappropriate and in violation of the Gather Terms of Service, action will be taken.

You have successfully submitted a report for this post.

Source: http://postoffice.gather.com/viewArticle.action?articleId=281474981489308

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Matthew Hooton PR Exceltium Alan McDonald | Stuff.co.nz

Political lobbyist and communications specialist Matthew Hooton is expanding his consulting business, Exceltium, by joining forces with senior PR man Alan McDonald.
?
McDonald, a former journalist who has 15 years' experience will leave his role as a partner at Star PR to become Exceltium's general manager from August 1. He will take clients in the automotive, finance and investment, retail and agribusiness sectors with him.

The partnership will raise eyebrows in the fiercely competitive PR sector, where top level clients and accounts are closely guarded.

Hooton, who founded Exceltium and is its managing director, said McDonald's presence would expand the firm's corporate reputation, stakeholder management and media management offering.

McDonald will remain Auckland based.

Source: http://www.stuff.co.nz/business/industries/7328668/PR-lobbyists-join-forces

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Monday, July 23, 2012

American Academy in Rome: 2012-13 Rome Prize Competition

American Academy in Rome: 2012-13 Rome Prize Competition

Deadline: November 15th, 2012

Rome Prize winners reside at the Academy?s eleven-acre center in Rome and receive room and board, a study or studio, and a stipend. Stipends for six-month fellowships are $14,500 and stipends for eleven-month fellowships are $27,000.

Fellowships are awarded in the following fields:

  • Architecture
  • Design
  • Historic Preservation and Conservation
  • Landscape Architecture
  • Literature (awarded only by nomination through the American Academy of Arts and Letters)
  • Musical Composition
  • Visual Arts
  • Ancient Studies
  • Medieval Studies
  • Renaissance and Early Modern Studies
  • Modern Italian Studies

Eligibility:?Applicants for all Rome Prize fellowships, except those applying for the National Endowment for the Humanities post-doctoral fellowship, must be United States citizens at the time of the application.

?U.S citizens and those foreign nationals who have lived in the United States for three years immediately preceding the application deadline may apply for the NEH post-doctoral fellowships.

?Graduate students in the humanities may apply only for pre-doctoral fellowships.

?Previous winners of the Rome Prize are not eligible to re-apply.

?Undergraduate students are not eligible for Rome Prize fellowships.

For further information on joint projects, FAQ, procedures & requirements, selection process, fees, or to apply, visit the Academy?s website at?http://www.aarome.org/apply/rome-prize/procedure-requirements

or contact the American Academy in Rome, 7 East 60 Street, New York, NY 10022, Attn: Programs. 212-751-7200 c.jennings@aarome.org , or info@aarome.org

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Source: http://bayareaartgrind.com/2012/07/22/american-academy-in-rome-2012-13-rome-prize-competition/

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Sunday, July 22, 2012

The best way to Current market an internet Organization Providing ...

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Stockton Security Company Helps Keep Businesses ...

STOCKTON (CBS13) ? Stockton businesses are maintaining their security, but not with more sworn police officers. Instead, businesses and neighborhoods are relying on private security guards.

These guards go to crime scenes and sometimes get there before officers. In the last couple of years, Delta Hawkeye Security has seen an 80-percent increase in business, and recently decided to arm themselves.

?A lot of people are carrying weapons in this city,? said security guard Darien Wilson. ?So you really don?t know who you?re dealing with.?

At just 19-years-old, Wilson is the youngest member of Delta Hawkeye, the largest private security company in Stockton.

?Our pure presence has been enough to deter crime in certain areas of the city,? said Wilson.

Just 48 hours ago, Wilson narrowly escaped being hit by bullets as he responded to a burglary at a strip mall his company is hired to protect.

?I was here by myself,? said Wilson.

He says he feared for his life, but that won?t stop him from doing his job. In the last year he says he?s seen an increase in a need for security guards because their clients say they don?t get a quick response from 911 when reporting petty crimes like burglaries, panhandling and vandalism.

?We may not see a response for hours,? said business owner Matthew Grizzle.

Grizzle and other business owners hired Delta to patrol their area.

?It?s an investment that we have to do to make sure that our customers know when they come down here they?re not going to have any issues, they?re going to feel safe,? said Grizzle.

And, he says it?s working.

?People are more than likely going to think twice before they do any sort of criminal activity if we?re around; if they see us,? said Wilson.

Only 10 of the 75 security guards carry tazers and guns, but by the end of this year, they plan to have half of them armed.

Stockton police say their main priority is to target violent criminals and gang members, so they encourage home and business owners to hire security guards.

Source: http://sacramento.cbslocal.com/2012/07/20/stockton-security-company-helps-keep-businesses-neighborhoods-safe/

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After Aurora Shooting, Will Gun Control Become Election Issue?

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Source: http://news.yahoo.com/aurora-shooting-gun-control-become-election-issue-222500531.html

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Friday, July 20, 2012

Eco Friendly Ideas to Make Your Pets Green Pets ? Cereplast

Eco Pet
Cats love grass! Try growing your own at home. Flickr user angela7dreams.

As we continually seek new ways to reduce our carbon footprint on Mother Earth, we should include our pet companions in the quest for eco friendly-living that includes the regular use of earth-friendly products. Our pets are the members of our households that can?t verbalize for themselves, so it?s up to us, the pet owners, to complete our eco friendly house with green pets by introducing as many green products for the home, including green pet supplies, as often as possible. Here are a few eco-friendly ideas to help you have green pets.

Growing your own cat grass (more commonly known as Catnip) is cost-effective, easy to do and will encourage your cat to eat what you?ve grown and not other plants around the home that could be hazardous to cats if ingested. Catnip Plus ?is one of many great economical green friendly products that generates a premium quick-grow in-home supply of the herb cats can?t resist. Requiring minimal watering you could see visible growth in as little as 3 days. When the catnip reaches a height of 4?, it is ready to serve, and your cat can nibble on the grass right out of the planter. Catnip can grow to a height of 18-36? long and spread widely if undisturbed, so it?s recommended you ?transplant the seedlings once they are off to a good start. This will ensure maximum use for your cat.

Play toys for your pet can add up, but with just a little creativity you can make your very own from recycled materials around the house. Old fabric, tennis balls and rope can all be reused to make toys that will entertain your pet for hours on end. Here are some simple steps to ignite your creative juices and leave you with inexpensive recycled dog toys. A discarded pine cone from the local park makes a great toy for cats?and they?re gifts from nature!

Don?t throw out old towels and bed set sheets! Those towels that have been through the wash a few times too many and may have acquired a hole or two, make great designated bath towels for your pet or can be used to clean up any spills or messes. Old sheets and bedding can easily transition to comfy mats to nap on for your eco pet. But if you just don?t have the time to sit and craft your own, there are companies like Trendy Pet?s Modern Pet Bed that sell cat and small breed dog beds made from BPA-free bed frames. Or you can opt to snag one of ?West Paw Design?s Organic Bumper Beds. These beautiful, bright and comfy medium to large breed dog beds have stuffing made from recycled plastic soda bottles. Petside.com has a few other modern eco pet furniture designs that you?ll want to know about. Companies like Green Pet Products Inc. utilize corn cob particles, a renewable natural resource, in their small animal litter/bedding product Clean-N-Comfy? with the PureLite? Process formulated specifically for owners of ferrets, rabbits, guinea pigs, hamsters, rats, mice, gerbils, hedgehogs, chinchillas and similar small animals.

Eco Pet
You can make eco environment friendly products for your pet at home including doggie shampoo! Flickr User:?angel_shark

Finally, use natural pet-care and cleaning products! We don?t use toxic-chemical-laced shampoos and beauty products on our bodies; our cats and dogs (or ferrets, rabbits, or hamsters?we don?t judge) should use natural pet-care products, as well. ?There is no need to spend a fortune on shampoo for your dog when you can make your own! Using everyday products lying around the house you can easily whip up an inexpensive and eco-friendly doggie shampoo such as this one from TLC Home. And if your cat spits up a hairball, or Fifi doesn?t make it all the way to the bathroom, clean up the mess with cleaning products that are as gentle on the planet as they are on your pet?s delicate senses.

So it really is quite simple to make going green with your pets a reality by introducing as many green products for the home, using a little creativity and following these handy eco tips.

Source: http://www.cereplast.com/eco-friendly-ideas-to-make-your-pets-green-pets/

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Measure of US economy falls 0.3 percent in June

(AP) ? A measure of future U.S. economic activity declined in June, the latest signal that the economic recovery is sputtering.

The Conference Board said Thursday that its index of leading economic indicators declined 0.3 percent in June after a 0.4 percent increase in May. The index fell 0.1 percent in April, its first drop in seven months.

Weakness in new orders, consumer expectations and building permits contributed to the decline.

Other economic data released Thursday added to the gloom. Sales of previously occupied homes in the U.S. fell 5.4 percent, to the lowest level since October. And the number of people applying for unemployment benefits jumped by the biggest weekly amount in more than a year.

Some economists were skeptical of the data on claims for unemployment benefits, suggesting that they were skewed by seasonal factors.

Six of the 10 components of the Conference Board's index fell last month. The biggest driver of the decrease was a new orders index that is based on a survey by the Institute for Supply Management, a trade group. Average consumer expectations also declined, as did building permits, stock prices and new orders for long-lasting factory goods excluding defense and aircraft, a measure of business investment. Average new claims for unemployment benefits increased.

The four components that improved were interest rates, average hours worked by factory workers, a separate index of credit produced by the Conference Board and new orders to factories for consumer goods and materials.

"The U.S. economy is growing very slowly," said Ken Goldstein, an economist with the Conference Board. A separate index that tracks current economic activity increased modestly, he said, but the leading indicators index "is pointing to no strengthening over the next few months, as the economy continues to sail through strong headwinds domestically and internationally."

The Conference Board is a business advocacy group that also provides economic research.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-07-19-Leading%20Indicators/id-495f6fc4cd7a4aff8b9ba946303286fb

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Thursday, July 19, 2012

Mayor Ryan: Tax Cheaters Win Big in Tallahassee?Residents Lose ...

BY MIKE RYAN

At a time when local governments are facing tremendous financial challenges, there are those who cheat the system, refuse to pay their fair share, and make each of us shoulder a greater burden. ???The cheaters seem to keep winning.

Florida law gives Homestead Exemptions and Save Our Homes protections to permanent residents.

Those who claim homestead exemptions but rent the property or use it as a vacation home are cheating all of us.?? According to the BCPA website, ?a Homestead Exemption and the Save our Homes protections [for a single property] can easily be worth over $3,000 in taxes each year.?

If cheaters get caught, they must pay up to 10 years of back taxes plus penalties of 50% of the unpaid taxes plus 15% interest per year on the unpaid taxes.?? Money recovered is a direct financial benefit to cities, School Board, Broward County ? and you. Every dollar of real estate tax is divided roughly amongst a city (25%), the County (25%), the School Board (38%) and the remainder to other taxing authorities, according to the Broward County Property Appraiser, Lori Parrish,

Catching cheaters, though, requires tips, data, and, sometimes, laborious investigative work.?? Harvesting data from available sources and incentivizing the community is necessary if we are to catch cheaters efficiently.

Senate Bill 778 proposed to give rewards for tips and require ?residential condominium or cooperative? associations to provide a list of rental properties to the property appraiser?s office.

Seems reasonable.

The legislation proposed a reward of 20% of the total recovery, not to exceed $500.

Seems reasonable.

With a list of rentals, the property appraiser could then crosscheck the information against the database of claimed exemptions.? There was no penalty if the association failed to cooperate.? Instead, the legislation assumed we would all agree cheaters shouldn?t win.

Seems reasonable.

Guess what happened??? Cheaters won again.

SB 778 died in a Senate committee during last session of the Legislature.? This was not the first time the idea meant to help us locally died in Tallahassee. ??Whatever the reasons, the cheaters won big again.

Cities, Public Needs To Help

?

Each year, the Broward County Property Appraiser?s Fraud Investigative Unit investigates thousands of cases.? They have 15 employees dedicated to recovering taxpayer dollars; last year they completed over 12,000 cases.? Since 2005, over $55 million has been ?back-taxed? and nearly $36 million collected.

Everyone agrees there is much more that must be done. ??The millions of dollars in fraud yet to be re-captured could go to services you and I are paying for ? schools, parks, libraries, police, fire and essential services.?? When the cheaters don?t pay, you and I pay more to cover their costs.

Cooperation between water utilities and the BCPA can help identify those properties being rented.?? Some cities, like Hollywood, Fort Lauderdale, Davie and Sunrise, have assigned detectives to help BCPA investigate fraud.? The City of Sunrise recently passed a Resolution requesting homeowner and condominium associations to voluntarily produce a list of rental properties.? For Sunrise, tips are already coming in.

You should care what every city is doing.? Even when another city helps to successfully uncover fraud, it helps you.?? Therefore, we need a permanent, sustained and cooperative effort throughout the County.

We need to make sure every municipality and every governmental unit are working together to help the BCPA catch homestead exemption cheaters each year.

We need someone to revive SB 778 or inspire similar legislation to encourage community cooperation.

In the meantime, you can help the Broward County Property Appraiser.? You can call the anonymous tip line (954-357-6900) or report anonymously on-line.

There is much debate over the right level of property taxes.? However, everyone can agree on this basic principle ? Homestead Exemption cheaters should never win.

(Michael J. Ryan was elected Mayor of Sunrise in August 2010. He holds a B.B.A., majoring in Finance, from The George Washington University, and a Juris Doctorate, summa cum laude, from The Case Western Reserve School of Law.)

?

Source: http://www.browardbeat.com/mayor-ryan-tax-cheaters-win-big-in-tallahasseeresidents-lose/

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Why You Need To Use My Digital Dispatch For Your Company ...

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Total views: 23 | Word Count: 562 | Date: Wed, 18 Jul 2012 | 0 comments

My Digital Dispatch is a program that will change how you do business online. If you do business on eBay, then it is going to take your business to another level. It does not matter how many products you've got, whether it is one or one hundred. Essentially what you get is someone to work for you each and every hour of every day and you won't have to pay it a salary. You can increase your sales in just two minutes just by changing to an auto-piloted way of selling your electronic products. Are you attempting to get around eBay's ban on electronic products? It's possible that it has forced you to lose income and you're wanting to get that money back. Most certainly you don't wish to stand in line at the post office to ship the CDs you've had to burn.visalus warning

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Source: How My Digital Dispatch Might Help Your Business


Source: Why You Need To Use My Digital Dispatch For Your Company
http://www.financebusinessarticles.com
Rating: Not yet rated 1 : Why You Need To Use My Digital Dispatch For Your Company

My Digital Dispatch is a program that will change how you do business online. If you do business on eBay, then it is going to take your business to another level. It does not matter how many products you've got, whether it is one or one hundred. Essentially what you get is someone to work

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Source: http://www.financebusinessarticles.com/business-education/business-schools/why-you-need-to-use-my-digital-dispatch-for-your-company.html

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UMSkinCheck iPhone app for skin cancer self exams - FIZ1

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UMSkinCheck is available on iTunes for free

With skin cancer the most common form of cancer in the U.S., most people have got the message and have had a skin cancer screening at the doctor at some point. But how many actually receive check-ups with the frequency necessary to catch harmful lesions forming on the skin before they become lethal? Scientists at the University of Michigan have created an app called UMSkinCheck that directs users to take photos of themselves in order to perform self-checks for different forms of skin cancer? Continue Reading UMSkinCheck iPhone app for skin cancer self exams

Section: Health and Wellbeing

Tags: App, Cancer, Health, iPhone, Skin Cancer, University of Michigan

Related Articles: LED device could aid in cancer treatment Non-invasive infrared scanner to detect deadly melanoma iPhone app provides skin cancer risk assessment Is your sunscreen doing you more harm than good? Gold nanospheres search out and ?cook? cancer cells Microneedles and quantum dots could be used to treat skin cancer


Source: http://www.fiz1.com/umskincheck-iphone-app-for-skin-cancer-self-exams/?utm_source=rss&utm_medium=rss&utm_campaign=umskincheck-iphone-app-for-skin-cancer-self-exams

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Wednesday, July 18, 2012

Top 5 reasons bankruptcy is the best form of debt relief | Stone Law ...

Bankruptcy is the best form of debt relief for many reasons to include the following Top 5 reasons:

1. Unlike debt consolidation plans, Chapter 7 bankruptcy wipes out/discharges all your unsecured debt. Chapter 13 in most cases wipes all your unsecured debt at only a cost of a few pennies on the dollar.

2. Chapter 7 is usually a quick debt relief process (5 months) compared to other forms of debt relief

3. Bankruptcy not only eliminates your unsecured debts, you get the full protection of the US Bankruptcy Court to enforce your protections. No other debt relief plans offer this

4. Chapter 7 does not require approval of your creditors

5.Bankruptcy can discharge a full range of debts to include credit cards, medical bills, taxes, finance loans, and mny other debts. There is no other type of debt relief program that compares!

Source: http://danielstonelaw.com/top-5-reasons-why-bankruptcy-is-the-best-form-of-debt-relief/

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World's only undersea lab could shut down

Lack of funding has left the Aquarius Reef Base, an underwater laboratory in the Florida Keys, fighting for its survival.

By Mounira Al Hmoud,?Contributor / July 17, 2012

Nasa Extreme Environment Mission Operations (NEEMO) aquanauts are seen at Aquarius Habitat in this NASA handout photo taken off the coast of Key Largo, Florida June 11, 2012. The NEEMO 16 crew has been simulating asteroid exploration on the ocean floor since June 11. They are scheduled to return to the surface June 22, after living for 12 days inside the National Oceanic and Atmospheric Administration's Aquarius Underwater Laboratory.

Mark Widick/NASA/Handout/Reuters

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The world's last undersea research laboratory, is running out of money.

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The Obama administration cut off funding for the 25-year-old?Aquarius Reef Base?located 63 feet underwater in the Florida Keys National Marine Sanctuary. If it cannot raise money on its own, it will be forced to shut down. The base is owned by the federal government and operated by scientists from the?University of North Carolina?Wilmington.?

Sylvia Earle, former chief scientist for the National Oceanic and Atmospheric Administration and now explorer-in-residence at National Geographic, spoke with NPR?about the importance of undersea research facilities, especially of saturation diving, in which divers live for long periods under pressure to prevent illness associated with decompression.

"This difference in perspective you get when you don't have to bounce in and out ? you have the ability to stay for hours and hours and watch that fish do its thing," she told NPR's Greg Allen, "or conduct an experiment without constantly looking at your watch saying, 'I've got three minutes left, I've got to go.' "

Saturation diving was pioneered in 1950s by the underwater explorers Jacques Cousteau and Ed Link. In 1970, Earle led the first team of women on a saturation dive.

Saul Rosser, operation director of the Aquarius Reef Base, set up a weeklong saturation diving mission to celebrate the 50-year anniversary of Conshelf I immersion by Cousteau off Marseille, a depth of ten meters.

?Twenty-one years after my life was changed forever by Captain Cousteau, and 50 years after Conshelf I proved that saturation diving could work, thereby unlocking the ability to spend almost limitless time at home beneath the sea,? wrote Rosser on his blog

?With Dr. Sylvia Earle as our leader and the amazingly talented underwater cinematographer D.J. Roller of Liquid Pictures putting together an amazing media group, this mission is an unprecedented opportunity to bring the public beneath the waves to experience the wonder of living beneath the sea.?

Source: http://rss.csmonitor.com/~r/feeds/science/~3/h5W0Gbyi-jA/World-s-only-undersea-lab-could-shut-down

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hospice services - Benefits of Hospice Services











Death is really a part of life. While everyone understands it's guaranteed to occur eventually, no amount of planning may make it less complicated for relatives to say goodbye. Among the best gifts family members may give their family member drawing near to death is great hospice care. Apart from having the right medical assistance, you can find programs tailored for the emotional and spiritual troubles of the family. Here is even more valuable details about hospice care.

What You Need to Learn about Hospice Care

Hospice care is really a service that manages "end-of-life" cases. Families who want to admit their relatives to an in-home hospice care should have the qualification of the physician that the individuals only have a couple of months remaining to live. The standard timeline accepted by many hospice establishments is six months.

Hospice services come in various types. They can be administered at home, inside a nursing center, and also other facilities, dependant upon the preference and convenience of patients and their families. A team composed of social workers, medical professionals, assistants, and nurses cares for patients.

With hospice care, countless families can get their much needed break. Besides that, they have reassurance knowing skilled professionals may take good care of their loved ones. You will find licensed nurses and attendants who could take over simple and complex tasks of every day care, for instance giving medication, bathing, and assisting in pain management. You might have hospice services At any hour and offer prompt solution in case of an emergency. The staff in a hospice may organize the medical equipment in the patient's room for patients receiving services at home.

One benefit of admitting a relative in a hospice is it makes sure patients live comfortably during their final days. A hospice may promise medical care and top quality comfort not only to the patients but also to their loved ones. They even have got plans with unique supportive services for the patients by dealing with their spiritual, physical, emotional, and social needs.

Who could Get Hospice Services?

You could find many hospices for patients whose pain management needs can't be dealt with in their home. There are also facilities offering this sort of solution to those people who are adjusting from the hospital to the hospice at home.

Hospice Facilities

If you are planning to admit your family member in a hospice, see the place for yourself. The hospices need to offer exclusive rooms and conveniences like outdoor terraces and kitchens. These could provide a relaxing and tranquil environment favorable to comfort and well-being. Come across hospices at convenient central locations. This allows families visit them whenever.

Portion of good hospice has a counseling team. This team could offer a secure support system for family and friends during emotional and spiritual turmoil. The group may give personal counseling and assist health care providers and patients on stress management. Additionally, they assist patients and family members tackle their grief and ready them for the passing of their family member.

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Tuesday, July 17, 2012

#3: Como Fish Tank Aquarium Water-level Alarm Warner Annunciator

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Confused.com reveals that car insurance prices have dropped

Confused.com has revealed that after several years of soaring increases, the brakes have been applied to car insurance prices. The average cost of comprehensive car insurance for Q2 2012 stands at ?797, a price drop of 7.1% year on year, compared with ?858 which was the average cost for Q2 2011. However, despite the drops and impending gender directive implementation, men are still paying on average ?110 more than women on their car insurance.

Despite prices plummeting, 17-20 year old drivers in the UK are still being quoted average comprehensive?car insurance?premiums of ?2,491. Postcodes are a significant factor in car insurance pricing with 17-20 year-old male drivers in Manchester/Merseyside finding they are quoted significantly more than their counterparts in Central Scotland. The average price for 17-20 year old male drivers in Manchester/Merseyside is ?5,394, while in the Central Scotland region male drivers aged 17-20 are quoted a more modest ?2,999. Young male drivers aged 20 or younger in Inner London can expect to pay an average of ?5,330 per year.

Regionally, the West of England has seen the biggest fall in prices, as average premiums for comprehensive cover dropped by 10.5% year-on-year. 21-year-olds saw the largest year-on-year reduction in prices, experiencing a 10.5% drop. This compares with a 1.9% increase in Q2 of 2011 and a drop of 4.6% quarter-on-quarter.

Over the past 12 months, car insurance price cuts have been greater for 17-20 year old women than men of the same age. With the looming EU gender directive which takes effect this December, shifts in gender pricing are beginning to show through. For example, for women aged 17-20, comprehensive car insurance prices increased by 0.5% over the second quarter this year, but for men of the same age group car insurance prices have fallen by 1.1%.

Despite this welcome respite for male drivers, men are still paying an average of ?110 more per year than their female counterparts. For younger drivers, women aged 17-20 are quoted ?1,878 on average, while men of the same age suffer average insurance quotes of ?3,596. While this could be in part connected to the types of cars the drivers choose to drive, it is also in part due to gender, which will no longer be an influential factor by 2013.

Gareth Kloet, Head of Car Insurance at Confused.com said: ?Competition between car insurance providers is currently very high, which means it?s a great time to get a deal on your car insurance. At Confused.com we have more than 130 insurers competing for customers and so drivers can benefit from this competitive market by shopping around. When it comes to men versus women, any gender differences have to be factored out of quotations after December this year and so other factors such as the type of car you drive and the distances you expect to cover will become more important in the quote process. We anticipate that drivers will continue to reduce their annual mileage as a result of high motoring costs and seek cheaper vehicles in their search for more affordable cover.?

More than 4 million quotes are used in the construction of each quarter?s insurance price index ? this makes it the most comprehensive insurance index in the UK. Unless otherwise stated all prices referred to are for comprehensive cover.

Source: http://cmvlive.com/money/personal-finance/confused-com-reveals-car-insurance-prices-dropped

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Monday, July 16, 2012

Analytics and Scheduling Software Can Save Business Costs

The global marketplace is becoming more competitive every day, whether you work at a multi-national corporation or manage a local pizzeria.? Business owners are typically resource constrained and are constantly managing their bottom line.? With all businesses there are two ways to improve the bottom line ? either improve top-line revenue or save on costs.? Much has been written about improving revenue; this article will walk through saving costs with analytics and scheduling software.

Analytics Software

Analytics is a general term for the very advanced computer examination of a process. Analytics technology utilizes advanced computer programs to take in massive amounts of data, and to process it in the search for identifiable patterns that can reveal important insights.? It has been used for a wide range of practical applications in fields ranging from emergency services and medicine to factory management and even sports.? Customized analytics programs can look at huge amounts of data and reveal changes that can be made to make an office, factory, fire house, hospital, or just about any other establishment run more efficiently.? Ultimately, analytics software should be used to directly answer business questions.? By answering business questions with analytics software, companies can save money as well as improve customer service.? Unfortunately for many businesses ? especially those of small-to-medium size -- executing advanced analysis on large sets of data can be complex, and usually requires a trained statistician.? In many instances, it is worth hiring a firm to apply this cutting edge technology.

Scheduling Software

Scheduling software is a crucial bit of technology that can be applied to nearly any. business, no matter how big or small.? It is indispensable for businesses that operate with shifts.? Like the more generalized field of analytics, scheduling software is applied to make processes run more smoothly and efficiently.? This software can be obtained inexpensively, or even free, depending on the scheduling vendor.?? While free scheduling software exists, much of it is outdated and often lacks any form of customer service.

For an office manager or business owner, managing employee schedules is a time consuming task.? People need time off for holidays, vacations, sick days, and emergencies.? Breaks must be coordinated, and shift switches are sometimes needed.? It is almost impossible to make everyone happy all the time and very difficult to avoid confusion and scheduling problems? or, at least, it used to be.? Software has been created specifically for managing personnel and keeping shifts organized. ?

Efficient scheduling saves you from headaches, and it also saves money because it helps you to avoid unnecessary overtime expenses, over-staffing, and expenses for bringing in expensive staffing companies.? This technology can help you to stay within compliance standards for breaks, and to manage labor costs.? It also helps a scheduler to avoid having to deal with constant calls from employees who want you to check the schedule for them.? Out of the various technologies available to help businesses save money, this is probably the least expensive option, and it can be applied to businesses of almost any size.

This author utilizes scheduler software from Hello Scheduling to coordinate his work force. He recommends this type of software for business owners who wish to manage labor costs and make the most of their work force and time.

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Source: http://www.articlesbd.com/articles/212932/1/Analytics-and-Scheduling-Software-Can-Save-Business-Costs/Page1.html

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